In the fast-paced world we live in today, banking needs to be as seamless as possible. For customers of First Abu Dhabi Bank (FAB), one of the most important routine tasks is a fab balance check. Whether you’re trying to confirm a salary deposit, keep track of your spending, or plan your budget, being able to check your account balance quickly and efficiently is vital.
In this article, we’ll guide you through the most popular and secure ways to conduct a fab balance check, so you can stay in control of your finances at all times.
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Fab Balance Check Through the FAB Mobile App
The most convenient method to perform a fab balance check is by using the FAB Mobile App. Designed with user-friendliness in mind, the app offers instant access to your account information on your smartphone.
After downloading the FAB Mobile App on your Android or iOS device, you’ll need to register using your mobile number and customer ID. Once registered, log in using your secure PIN or biometric authentication.
Here’s how to check your balance:
- Open the app and sign in.
- On the dashboard, your account balance will be clearly displayed.
- You can tap on your account to view recent transactions, available balance, and more.
Using the app not only gives you 24/7 access to your balance, but it also allows for transfers, bill payments, credit card management, and other banking services.
Fab Balance Check via Online Banking

Another efficient method to do a fab balance check is through FAB’s online banking platform. This is ideal for those who prefer accessing their accounts via a desktop or laptop.
To use this service:
- Visit the official FAB website.
- Log in using your user ID and password.
- Once logged in, navigate to your account overview.
- Your current and available balances will be shown, along with detailed transaction history.
Online banking is a secure way to manage all aspects of your FAB account, including checking balances, transferring funds, and setting financial goals.
Fab Balance Check Using SMS Banking
When you’re not connected to the internet or prefer a quick, text-based method, FAB’s SMS banking service is your go-to option. It allows you to check your account balance with a simple message.
To perform a fab balance check via SMS:
- Ensure your mobile number is registered with FAB.
- Send an SMS with the following format:
BAL <space> last 6 digits of your account number
to 2121. - You will receive an SMS reply with your account balance.
This service is useful for people on the go, and it’s available 24/7. However, standard SMS charges may apply depending on your mobile carrier.
Fab Balance Check Through ATM Machines
FAB operates a wide network of ATMs throughout the UAE, allowing customers to check their balances easily.
To check your FAB balance at an ATM:
- Insert your FAB debit or ATM card.
- Enter your PIN code.
- Select “Balance Inquiry” from the menu.
- Your account balance will be displayed on the screen. You can also print a receipt for your records.
While fab balance check at FAB ATMs is usually free of charge, using non-FAB ATMs might incur small fees. It’s always best to use an FAB machine for free access to services.
Fab Balance Check by Calling Customer Service
Sometimes, speaking directly with a representative can be helpful, especially if you have specific questions beyond just your balance. FAB’s customer service hotline is available 24 hours a day.
To perform a fab balance check over the phone:
- Dial 600 52 5500 from within the UAE or +971 2 6811511 from abroad.
- Follow the voice prompts or speak to an agent after verifying your identity.
- Request your current or available balance.
Though not as instant as digital methods, this option is helpful for those who prefer personal assistance or are having trouble accessing other channels.
Fab Balance Check Without Internet Access
Not every moment allows for a smartphone or internet connection. Luckily, FAB has made it possible to perform a fab balance check even in offline situations.
Here’s what you can do:
- Use the SMS banking method described earlier.
- Visit any FAB ATM and use your card for a quick inquiry.
- Call customer service for balance details.
These options ensure you’re never without access to your account balance, no matter where you are or what kind of connectivity you have.
Fab Balance Check for FAB Credit Cards

If you’re a credit card user, checking your available credit and outstanding balance is just as important as checking your bank account.
To do a fab balance check for credit cards:
- Open the FAB Mobile App or log in to online banking.
- Navigate to your credit card section.
- View your outstanding balance, minimum payment due, and available credit limit.
Alternatively, you can check by SMS using the format: CCBAL <space> last 4 digits of your credit card
to 2121.
This helps you avoid overspending and keeps you informed about your credit usage.
Benefits of Doing Regular Fab Balance Checks
Staying informed about your financial status through frequent fab balance check routines comes with multiple benefits:
- Financial Awareness: You’re always aware of your spending and savings.
- Fraud Prevention: You can detect unauthorized transactions early.
- Budget Control: Helps manage day-to-day spending and long-term goals.
- Peace of Mind: Regular checks reduce anxiety about missed payments or overdrafts.
The more regularly you check your balance, the more control you maintain over your finances.
Fab Balance Check Charges and Limits
Most fab balance check methods are free of charge. However, there may be exceptions:
- ATM checks at non-FAB machines might incur a small fee.
- SMS charges depend on your mobile network provider.
- Phone calls from international locations may carry telecom charges.
FAB rarely charges customers for simply viewing their balance, but it’s a good idea to confirm this by visiting the FAB website or speaking with a representative.
Tips to Keep Your Fab Balance Check Secure
As convenient as digital banking is, it also requires you to be cautious about cybersecurity. Here are some tips to ensure your fab balance check and other transactions remain secure:
- Never share your login credentials or PIN with anyone.
- Avoid accessing your bank account on public Wi-Fi.
- Enable two-factor authentication on the FAB app and portal.
- Always log out after each session.
- Use biometric authentication if available.
FAB employs state-of-the-art security, but the responsibility of safe banking is shared with the user.
What to Do If Your Fab Balance Appears Incorrect
If your fab balance check shows a number that doesn’t seem right:
- Review your transaction history to see recent deductions or deposits.
- Look for any pending transactions that haven’t cleared yet.
- Wait a short while; some updates are not instant.
- Contact FAB customer service for a detailed explanation.
It’s not unusual for temporary holds or transaction processing delays to cause minor discrepancies.
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Conclusion: Make Fab Balance Check a Habit
Performing a fab balance check regularly is a small task that can make a big difference in your financial life. Whether you prefer mobile apps, online banking, or even SMS, FAB provides a variety of methods to suit every customer.
By staying informed, you avoid overdraft fees, detect fraud early, and gain more confidence in managing your finances. With FAB’s user-friendly tools, checking your balance is no longer a chore — it’s an effortless part of your daily routine.
If you haven’t already explored all the ways to do a fab balance check, now’s a great time to start. Your financial well-being depends on it.
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